by Total Lending Concepts | Mar 25, 2020 | Blog, Columbia, Columbia Missouri Mortgages, MO, MO Mortgages, Mortgages Columbia, Mortgages in Columbia, Uncategorized
Let’s face it — the last couple of months have been tough on all of us. Heading into the spring with a blazing economy and a historically favorable housing market for homebuyers, we all seemed to be on cruise control. Then came COVID-19. Now a sense of uncertainty...
by Total Lending Concepts | Oct 27, 2019 | Blog, Columbia, Columbia Missouri Mortgages, Mortgages Columbia, Mortgages in Columbia, Uncategorized
If you look up “nitty-gritty” in the dictionary (yes, surprisingly it is actually in there), you’ll find the following definition: : what is essential and basic : specific practical details : With that foundation laid, the “nitty-gritty” of the mortgage process is...
by Total Lending Concepts | Oct 27, 2019 | Blog, Columbia, Columbia Missouri Mortgages, Mortgages Columbia, Mortgages in Columbia, Uncategorized
Your situation is unique. Maybe you are buying your first home, your second home, or your dream home. Your credit score might be 780. Or maybe 715. Or maybe 680. Your annual income might be $300k+. Maybe it’s $180k. Maybe is a little less than that. You get the idea —...
